Best mortgage deal today? Twenty-year interest rates fall by more than a quarter of a percentage point | February 1, 2023

Our goal here at Credible Operations, Inc. , NMLS Number 1681276, and referred to as “Credibility” below, is to provide you with the tools and confidence you need to improve your financial standing. Although we promote products from our partner lenders who compensate us for our services, all opinions are our own. Check out the … Read more

What is a low interest personal loan?

Westend61 / Getty Images A low interest personal loan is any loan that has an interest rate that is lower than the current market average. To qualify, you will need Excellent credit and good financing – and the willingness to compare lenders to see which ones are willing to give you the most competitive offer. … Read more

Can you afford to shop at Whole Foods?

Image source: Getty Images It really depends on your budget, shopping list, and priorities. the main points Whole Foods is known for its high prices. Some whole foods are more affordable than others, and they are a good place to shop when you have nutritional needs. There’s a reason Whole Foods has the nickname “The … Read more

How to create your own retirement skid path

You may be familiar with the term “regression path” as it relates to investing. Refers to the way asset allocation becomes more conservative as you get closer to your goal. But you can also set up a slippery path to take you into retirement, especially if you’re preparing for retirement but don’t want to make … Read more

Do you have children? These sports can cost you an extra $2,000 a year

Image source: Getty Images Does pee-wee football have sponsors? the main points Winter sports and those with lots of equipment tend to be more expensive, including ice hockey, ski/snowboard, and field hockey. Travel costs are another huge factor, especially in team sports that have “away” games. The least expensive sports are those with minimal equipment, … Read more

7 unnecessary expenses you waste money on

Image source: Getty Images Do you pay for any of these? the main points Many of us pay for unnecessary expenses but don’t realize how much money we waste on these costs. You may be able to keep more money in your bank account by canceling unused subscriptions, paying your credit card balance in full … Read more

How to save for retirement even if you go broke in your twenties

It’s never too early to start saving for the future. Invest your money. Stop buying coffee and avocado toast. Young working people have likely heard at least one of these pearls from relatives, personal finance gurus, random motivational social media accounts, and so on. But as any low-income twentysomething can confirm, what these warnings fail … Read more