Our goal here at Credible Operations, Inc. , NMLS Number 1681276, and referred to as “Credibility” below, is to provide you with the tools and confidence you need to improve your financial standing. Although we promote products from our partner lenders who compensate us for our services, all opinions are our own. Check out the … Read more
Westend61 / Getty Images A low interest personal loan is any loan that has an interest rate that is lower than the current market average. To qualify, you will need Excellent credit and good financing – and the willingness to compare lenders to see which ones are willing to give you the most competitive offer. … Read more
Not everyone is required to file taxes, but most Americans are likely to file. Of the 176.2 million singles and married couples who can file a tax return in 2020, about 144.5 million have filed a tax return, according to the nonpartisan Washington-based Tax Policy Center. Whether you need to file your taxes depends mostly … Read more
Pay Dirt is Slate’s financial advice column. I have a question? Send it to Lillian, Athena and Elizabeth here. (It’s anonymous!) dear push dirt, My mother has been unemployed since she married my father. She has gone from having a good job in her own country to being a housewife. I’m grateful she was there … Read more
Image source: Getty Images It really depends on your budget, shopping list, and priorities. the main points Whole Foods is known for its high prices. Some whole foods are more affordable than others, and they are a good place to shop when you have nutritional needs. There’s a reason Whole Foods has the nickname “The … Read more
You may be familiar with the term “regression path” as it relates to investing. Refers to the way asset allocation becomes more conservative as you get closer to your goal. But you can also set up a slippery path to take you into retirement, especially if you’re preparing for retirement but don’t want to make … Read more
Image source: Getty Images You may want to stay away from those. the main points Costco offers a wide range of healthy foods, from lean meats to produce. Some of the items you’ll find at Costco are the opposite of healthy items. If you’re watching your diet, stay away from bulk potato chips — and … Read more
Image source: Getty Images Does pee-wee football have sponsors? the main points Winter sports and those with lots of equipment tend to be more expensive, including ice hockey, ski/snowboard, and field hockey. Travel costs are another huge factor, especially in team sports that have “away” games. The least expensive sports are those with minimal equipment, … Read more
Image source: Getty Images Do you pay for any of these? the main points Many of us pay for unnecessary expenses but don’t realize how much money we waste on these costs. You may be able to keep more money in your bank account by canceling unused subscriptions, paying your credit card balance in full … Read more
It’s never too early to start saving for the future. Invest your money. Stop buying coffee and avocado toast. Young working people have likely heard at least one of these pearls from relatives, personal finance gurus, random motivational social media accounts, and so on. But as any low-income twentysomething can confirm, what these warnings fail … Read more
